Looking over my shoulder, how we invest and manage properties may be inspiring for you.

In 1990 we came to the U.S.A. seeking freedom. It was not easy so far, but is getting better with investing and managing our properties. Our goal was and still is to get financial independence.

I am not preaching here, to manage properties forever, but for us it has been an enlightening and rewarding life experience even in financial crisis and recession times.

We focus on practical solutions for investing and managing properties. You do not need to "reinvent the wheel" this strategy WORKS!

This is my working Plan:

• Buy real estate using leverage, to control the big mortgage with a small down payment;
• Buy residential or commercial real estate at a low price to get instant equity;
• Make improvements to add more value/equity to your property;
• Appreciation in time adds to equity in top of improvements;
• Lease, collect rents and manage the cash flow wisely;
• Use depreciation, create legally a paper loss on business, and offset earned income from job to lower your overall federal tax;

Now this is how you may make serious money:

• Refinance for cash out up to 70% of equity, these are not taxable money;
• Reinvest the cash from refinancing to buy a bigger property using leverage and keep going, making money.

Do improvements to optimize appreciation, refinance for cash and buy again a bigger investment!

This way you achieve the snow ball rolling effect. Start seeing the light coming to you? I would have liked to have a plan outlined like this one, before I started in real estate investing and managing properties for profit ten years ago.

You noticed, this plan is not a get rich easy or a quick recipe like you've seen on TV and Internet. These marketing campaigns are designed to sell you expensive products to make money for them.

What is the alternative?

Winning the lottery, inherit a fortune, doing nothing? In my view, these are not as much fun as building your plan and working all the steps with enthusiasm to reach your goal. In the process you’ll become a better person, I guarantee that.

The solution is:

Residential real estate investments – well done – pay the mortgages, taxes, and utilities expenses with money coming from tenants' rents. On top of that, you will learn how to use financial and legal tax advantages to keep that money.

Why in the U.S.A. nine in ten rich people used real estate as the main mean of investing?

Because renting houses and apartments is a big service to society. The government cannot do it efficiently. So, it is giving us, the entrepreneurs, all the initiatives and advantages to do it, one tenant at a time, as small or big business.

• Here is a quick start to investing and a step by step how to manage your or someone else properties. "Invest and Manage Properties Successfully" e-book.
  

• Here is "The Escape" e-book link. As you may think it is my escape. You are right it happened in 1989."The Escape" e-book

  
  

• Self-publishing is getting easier than ever just by using the Internet resources. It is fun to have your own e-book for sale and some affiliates to sell it. Here I share with you the knowledge of "Self Publishing e-books with ClickBank"
  

• The "Manager's Surviving Kit" e-book link. Download it Free

• Calculate your mortgage payment with today's interest rates. "Enjoy the Free Mortgage Calculator"